How it works
Equator Settle routes the payment.Licensed partners hold the funds.
Equator Settle is software. Funds stay with regulated partners at each end of the corridor while Equator Settle orchestrates the path between them and keeps the record.
- Step 01
Collect
Your business pays dollars in over ACH or wire, into an account issued to it by our licensed partner.
Licensed partner - Step 02
Convert
Our licensed partner converts the dollars to USDC, a dollar-backed stablecoin.
Licensed partner - Step 03
Settle
USDC settles to Mexico in seconds, and Equator Settle reconciles it against the network.
In transit - Step 04
Convert
Our licensed partner converts USDC to pesos and screens the payout.
Licensed partner - Step 05
Pay out
Your supplier is paid in pesos over SPEI, into their own bank account.
Licensed partner
What you see
Clear before, during, and after.
Before you pay
- Your exchange rate, with every fee included, before you confirm
- Deposit details issued for your business
- Your invoice reference attached from the start
While it moves
- Where the payment is, at any moment
- A notification as each step completes
- Partner decisions shown with their reason
When it lands
- Rail references from both countries
- The settlement transaction on the network
- Every timestamp, in one record
See it on your own payments.
Tell us the corridor and the volume, and we will walk you through the platform.