Equator Settle
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0°Cross-border payment infrastructure

Equator Settle connects licensed institutions on each side of the border, with stablecoin settlement between them and one record for every business payment. Starting with the United States and Mexico.

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  • First corridor · USD and MXN
Timing
Same day
The cross-border leg settles in seconds
Pricing
One rate
Every fee included, shown up front
Record
Every step
Timestamped from instruction to arrival
The problem

Cross-border business payments still travel bank by bank.

A supplier payment across a border usually passes through more than one bank. Each works to its own cut-off, runs its own checks, and takes its own margin. Payments can take days, the full cost often appears afterwards, and the status lives in someone's inbox.

Traditional bank transferEquator Settle
PathYour bank, one or more intermediaries, the recipient's bankA licensed institution at each end, settlement between them in seconds
TimingOne to several business days, subject to bank cut-offsDesigned for same-day settlement
CostSpread built into the rate, with intermediary fees that can appear afterwardsOne all-in rate, shown before you commit
StatusTraced through each bank's support deskOne status, from funding to payout
RecordRebuilt from statements for the auditorComplete when the payment lands

Bank transfer timing and costs vary by institution.

Who it's for

Built for businesses that trade across the border.

USD → MXN

Paying suppliers in Mexico

US companies paying manufacturers, suppliers, and contractors in pesos, funded from their own US bank account.

MXN → USD

Paying suppliers in the United States

Mexican companies paying US suppliers in dollars, funded from their own account over SPEI.

API

Paying at volume

Finance and engineering teams automating recurring cross-border payouts through one integration.

The platform

Take a closer look.

How it works

Follow a payment through each regulated step, in either direction.

See the steps

Corridors

The first corridor, its rails, and what a business needs to start.

See the corridor

Trust

Where funds sit, who is responsible for what, and the controls behind every payment.

See the safeguards

Developers

The API, its principles, and examples in cURL, Node.js, and Python.

See the API

Put every cross-border payment on one record.

Access opens corridor by corridor. Tell us how your business pays across the border, and we will reply within two business days.

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